Noor and Justin want to buy a new home together. The question is: can they keep Justin’s old home and let it out, or would it be wiser to sell it?
The story of {names}
We were about to buy a house together. Our offer had been accepted and we wanted some guidance on applying for a mortgage.
Justin still had a mortgage on his previous house, which we wanted to transfer over. We were also considering keeping that property if possible.
As Justin had previously applied for a mortgage through Tom and that experience had been positive, we asked Tom once again to guide us through the purchase process.
We were unsure whether we could keep the old property to let out. We wanted to know what our monthly costs would be and what the sensible thing to do was regarding the mortgage repayments after selling the old property.
Tom clearly outlined the various scenarios, enabling us to make a choice that felt right for us.
The overview he created and the different scenarios he laid out were particularly helpful.
We were able to focus on the move
Tom gave clear advice on what the monthly costs would be and what we could finance ourselves. He arranged the application with the bank and the valuations, and ensured everything was sorted in good time.
Thanks to Tom and Chéline, we were able to focus entirely on our move and the sale of our old house, without having to worry about the mortgage application for the new property.
In the end, we decided to sell our old house and use the proceeds to pay off the new mortgage.
"We are very pleased with the guidance, the overview and the advice Tom has given us. We are thoroughly enjoying our new home and are happy with the financial decisions we have made. That gives us peace of mind."
Noor & Justin, Rotterdam
Vincent, Willemstad
After a divorce, lots of questions arise all at once: what can you manage on a single income, and what does that mean for the coming years?
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