Buying your first home
Great! You’re looking to buy your first home. There’s a lot to take in. We’ll help you get started and explain everything you need to know.
Is your living situation changing? We’ll help you work it out.
Your life is changing. Does your home still suit your needs? Find out how your situation affects your mortgage and your financial options.
Our approach
Your living situation
Perhaps you’re dreaming of a different home, want to renovate, or are moving on to live on your own. In that case, you’ll want to know what your options are. Can you continue living where you are now? What will the next step cost? And what will you have left afterwards to live comfortably?
We listen to your plans and your concerns. We work out what’s feasible, weigh up the options and go through the various scenarios with you. Not just how much you can borrow, but above all what will ensure you continue to live comfortably, both now and should your circumstances change.
Discuss your plans with us in a meeting or select the topic below that best suits your situation.
That’s why Zuidstad
Be confident in your choice.
Advice in your own language
When it comes to major, important matters such as buying a home, it’s reassuring to be able to receive guidance in your own language.
Just enjoying life
We’ll work out which monthly costs suit your everyday life, leaving room for the things that matter to you, so you can simply enjoy life.
At home in Rotterdam for over 20 years
For over twenty years, we have been helping people in Rotterdam and the surrounding area with their financial decisions. We know all the key players in the region and use that experience to help you with your plans.
The team
Genuine connection. We’re here to help you find the right solution.
We’ll listen to your plans, ask follow-up questions if anything’s unclear, and work out what suits your situation best. And the paperwork? We’ll take care of that for you.
Your finances, our concern
What’s going on with you?
Buying a new-build property
Financing for a new-build property works differently to that for an existing property. We’ll walk you through it.
Buying another house
Moving to your next home: what are your options, and what should you do about your current mortgage?
All topics within Your living situation
Google Reviews
What our customers say about us
Reviews that people have left themselves on Google.
4,9
★★★★★
View all 125 Google reviews
View all 125 Google reviews
Have you made up your mind about your financial decision yet?
Book a free consultation. Just a good chat about your situation.
How much does an initial consultation cost?
The first consultation is, of course, free of charge. We’ll discuss your situation, plans and any questions you may have, and see how we can help you. We’ll then explain what the next steps are, and any costs that may be involved. That way, you’ll know exactly where you stand from the outset.
Are you really independent?
Yes. We are not tied to any one bank or insurer, and we do not work on commission. We are familiar with all the providers, their costs and their terms and conditions. We’ll look at which provider best suits your situation.
What do I need to prepare?
Think about what you’d like to discuss and what plans or questions you have. A rough overview of your income, fixed expenses and any mortgage will help us get started, but it isn’t essential for the first meeting.
Would you like specific advice during the first meeting? If so, it would be helpful if you could bring your payslip, a statement of your savings, a list of your loans, etc., or send them to us in advance.
If you’d like, we can set up your account on the client portal in advance so you can upload documents. Please let us know when you book your appointment, and we’ll create an account for you.
Can I come here as an expat too?
Yes. Even if you’re an expat, we can help you with your mortgage and other financial queries. We’ll look at how your income and circumstances factor in and which options are best suited to your situation. We have extensive experience in this area. The consultation can be in Dutch, English or Polish.
Do I need to pop into the office?
You’re welcome to visit our office on the Slinge in Rotterdam. Of course, you can also book an online appointment. Whichever suits you best. You’ll receive the same personalised attention and clear explanations.
We’re open Monday to Friday from 9.00 am to 5.00 pm and on Thursday evenings by appointment.
I’m an entrepreneur – can I come to you for help?
Yes, of course. As an entrepreneur, your annual income can vary. We’ll look at your personal and business circumstances and find out which mortgage options are best suited to your situation. You can also come to us with any questions you may have about your pension, insurance and financial future.