Withdrawing equity
Using your home equity for a renovation, your next property or your financial plans. What are the options?
Mortgage adviser in Rotterdam
Your mortgage – Zuidstad’s got it covered! Clear, honest and personalised advice, without complicated jargon or one-size-fits-all solutions.
Our approach
What is the best mortgage for you?
How much can you borrow, and how much do you want to pay each month? We’ll help you find a mortgage that suits your lifestyle.
Want to own your own home, but still be able to go on holiday? Planning a renovation or making your home more sustainable? Want to work fewer hours? Your mortgage affects more than just your housing costs. That’s why we’ll start by discussing what’s important to you, and then we’ll find the best provider and mortgage type to suit your needs.
Do you already have a mortgage? There’s a chance you’re paying more than you need to. We’ll work out whether refinancing or locking in a new fixed-rate mortgage would be beneficial, and if it isn’t, we’ll tell you so.
Discuss your plans with us or have a look below to find out more about what interests you.
That’s why Zuidstad
Be confident in your choice.
Advice in your own language
When it comes to major, important matters such as buying a home, it’s reassuring to be able to receive guidance in your own language.
Just enjoying life
We’ll work out which monthly costs suit your everyday life, leaving room for the things that matter to you, so you can simply enjoy life.
At home in Rotterdam for over 20 years
For over twenty years, we have been helping people in Rotterdam and the surrounding area with their financial decisions. We know all the key players in the region and use that experience to help you with your plans.
The team
Genuine connection. We’re here to help you find the right solution.
We’ll listen to your plans, ask follow-up questions if anything’s unclear, and work out what suits your situation best. And the paperwork? We’ll take care of that for you.
Your finances, our concern
What’s going on with you?
Refinancing a mortgage
Are you still paying a rate that’s in line with current market conditions or your circumstances? We’ll look into whether refinancing would be beneficial in your situation.
Sustainability mortgage
Want to make your home more sustainable without having to move into a cabin in the woods or use up all your savings? Include insulation, solar panels or a heat pump in your mortgage.
All topics within Mortgages
Google Reviews
What our customers say about us
Reviews that people have left themselves on Google.
4,9
★★★★★
View all 125 Google reviews
View all 125 Google reviews
Have you made up your mind about your financial decision yet?
Book a free consultation. Just a good chat about your situation.
How much does an initial consultation cost?
The first consultation is, of course, free of charge. We’ll discuss your situation, plans and any questions you may have, and see how we can help you. We’ll then explain what the next steps are, and any costs that may be involved. That way, you’ll know exactly where you stand from the outset.
Are you really independent?
Yes. We are not tied to any one bank or insurer, and we do not work on commission. We are familiar with all the providers, their costs and their terms and conditions. We’ll look at which provider best suits your situation.
What do I need to prepare?
Think about what you’d like to discuss and what plans or questions you have. A rough overview of your income, fixed expenses and any mortgage will help us get started, but it isn’t essential for the first meeting.
Would you like specific advice during the first meeting? If so, it would be helpful if you could bring your payslip, a statement of your savings, a list of your loans, etc., or send them to us in advance.
If you’d like, we can set up your account on the client portal in advance so you can upload documents. Please let us know when you book your appointment, and we’ll create an account for you.
Can I come here as an expat too?
Yes. Even if you’re an expat, we can help you with your mortgage and other financial queries. We’ll look at how your income and circumstances factor in and which options are best suited to your situation. We have extensive experience in this area. The consultation can be in Dutch, English or Polish.
Do I need to pop into the office?
You’re welcome to visit our office on the Slinge in Rotterdam. Of course, you can also book an online appointment. Whichever suits you best. You’ll receive the same personalised attention and clear explanations.
We’re open Monday to Friday from 9.00 am to 5.00 pm and on Thursday evenings by appointment.
I’m an entrepreneur – can I come to you for help?
Yes, of course. As an entrepreneur, your annual income can vary. We’ll look at your personal and business circumstances and find out which mortgage options are best suited to your situation. You can also come to us with any questions you may have about your pension, insurance and financial future.