Know where you stand before making an offer: what is a sensible amount, and what will it mean for your monthly outgoings?
Making an offer often happens quickly. The estate agent puts a bit of pressure on you and you get the feeling you don’t have time to think it over calmly. Because what is this property actually worth to you?! That’s precisely why it’s good to know in advance what’s responsible: not just the maximum you can borrow, but also what amount will still feel comfortable in a few years’ time.
We’d be happy to go through your situation with you beforehand, so that you can make an offer with confidence and know what leeway you have – both now and in the future.
When the time comes to make an offer on a property, you’ll be well prepared and can submit your offer with 100 per cent confidence.
Have you already viewed a property and need to make an offer now? Please get in touch with Zuidstad. We’ll help you explore your options. We can certainly arrange this at short notice.
How much you can offer depends on your circumstances. These days, the question is also how much you *must* offer. You don’t want to offer too much, but you wouldn’t make an offer if you weren’t really keen to live in this property, would you! Get in touch with Zuidstad. Then we’ll work out together what the best offer is for you.
Yes, exactly! You’ll want to be able to enjoy life in the future as well. Buying an ice cream on a whim, going to the zoo with your family, or being able to pay your mortgage when your children go to university. That’s why it’s important not just to look at the maximum amount you can borrow, but also to consider what a sensible offer is so that you can continue to enjoy life in the future.
Subject to financing, a structural survey, or the sale of your own home? We’ll look specifically at the property you wish to make an offer on and assess what is best and most sensible in your situation.
Yes. We do not sell products from any one bank, and we do not work on commission. Our advice is tailored to your situation, not to what is most profitable for us.
When it comes to major, important matters such as buying a home, it’s reassuring to be able to receive guidance in your own language.
We’ll work out which monthly costs suit your everyday life, leaving room for the things that matter to you, so you can simply enjoy life.
For over twenty years, we have been helping people in Rotterdam and the surrounding area with their financial decisions. We know all the key players in the region and use that experience to help you with your plans.
We’ll listen to your plans, ask follow-up questions if anything’s unclear, and work out what suits your situation best. And the paperwork? We’ll take care of that for you.
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Pop in at the Slinge in Rotterdam, or book an appointment. We’d be happy to make time for you.
Monday to Friday from 9.00 am to 5.00 pm. Prefer to visit in the evening? We’re also open by appointment on Thursday evenings.
Book an appointment
Using your home equity for a renovation, your next property or your financial plans. What are the options?
Are you still paying a rate that’s in line with current market conditions or your circumstances? We’ll look into whether refinancing would be beneficial in your situation.
Want to make your home more sustainable without having to move into a cabin in the woods or use up all your savings? Include insulation, solar panels or a heat pump in your mortgage.
Book a free consultation. Just a good chat about your situation.
The first consultation is, of course, free of charge. We’ll discuss your situation, plans and any questions you may have, and see how we can help you. We’ll then explain what the next steps are, and any costs that may be involved. That way, you’ll know exactly where you stand from the outset.
Yes. We are not tied to any one bank or insurer, and we do not work on commission. We are familiar with all the providers, their costs and their terms and conditions. We’ll look at which provider best suits your situation.
Think about what you’d like to discuss and what plans or questions you have. A rough overview of your income, fixed expenses and any mortgage will help us get started, but it isn’t essential for the first meeting.
Would you like specific advice during the first meeting? If so, it would be helpful if you could bring your payslip, a statement of your savings, a list of your loans, etc., or send them to us in advance.
If you’d like, we can set up your account on the client portal in advance so you can upload documents. Please let us know when you book your appointment, and we’ll create an account for you.
Yes. Even if you’re an expat, we can help you with your mortgage and other financial queries. We’ll look at how your income and circumstances factor in and which options are best suited to your situation. We have extensive experience in this area. The consultation can be in Dutch, English or Polish.
You’re welcome to visit our office on the Slinge in Rotterdam. Of course, you can also book an online appointment. Whichever suits you best. You’ll receive the same personalised attention and clear explanations.
We’re open Monday to Friday from 9.00 am to 5.00 pm and on Thursday evenings by appointment.
Yes, of course. As an entrepreneur, your annual income can vary. We’ll look at your personal and business circumstances and find out which mortgage options are best suited to your situation. You can also come to us with any questions you may have about your pension, insurance and financial future.
