Buying a home in the Netherlands: we’ll guide you through the process. Select your language from the menu.
Yes, in many cases, as an expat, you can buy a property and take out a mortgage in the Netherlands. Your options depend, amongst other things, on your income, employment contract, residence status and how long you have been living or working in the Netherlands. This requires further explanation to lenders.
Not every mortgage provider assesses an expat in the same way. We know which providers suit your situation and compare the options, so that you not only know how much you can borrow, but also where you’ll find the best deals.
A mortgage involves a lot of money and important decisions. So it’s important that everything is 100 per cent clear, and it can be reassuring to have this in your own language. Consultations can be in English, Polish, Turkish or simply in Dutch. Book an appointment. We’ll explain the whole process step by step and ensure your application is properly substantiated.
This is possible in many situations. A permanent contract is not always necessary to get a mortgage. Your options depend, amongst other things, on your employment contract, income and personal circumstances.
That is possible, but income from abroad may be assessed differently from income earned in the Netherlands. Factors such as the currency in which you are paid, as well as the source and stability of the income, may play a role. That is why we assess in advance which income can be taken into account for your mortgage.
If you own a home in the Netherlands, you’ll need to deal with insurance policies that may differ from those in your home country. These include building insurance, contents insurance and, where applicable, life insurance. Zuidstad Financial Planning provides clarity and a clear overview.
When it comes to major, important matters such as buying a home, it’s reassuring to be able to receive guidance in your own language.
We’ll work out which monthly costs suit your everyday life, leaving room for the things that matter to you, so you can simply enjoy life.
For over twenty years, we have been helping people in Rotterdam and the surrounding area with their financial decisions. We know all the key players in the region and use that experience to help you with your plans.
We’ll listen to your plans, ask follow-up questions if anything’s unclear, and work out what suits your situation best. And the paperwork? We’ll take care of that for you.
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Pop in at the Slinge in Rotterdam, or book an appointment. We’d be happy to make time for you.
Monday to Friday from 9.00 am to 5.00 pm. Prefer to visit in the evening? We’re also open by appointment on Thursday evenings.
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Will you have enough left over after you retire to live comfortably?
Targeted saving or investing, tailored to what you want to achieve with your money.
Being properly insured. Are you already covered? What do you really need, and what’s particularly useful?
Book a free consultation. Just a good chat about your situation.
The first consultation is, of course, free of charge. We’ll discuss your situation, plans and any questions you may have, and see how we can help you. We’ll then explain what the next steps are, and any costs that may be involved. That way, you’ll know exactly where you stand from the outset.
Yes. We are not tied to any one bank or insurer, and we do not work on commission. We are familiar with all the providers, their costs and their terms and conditions. We’ll look at which provider best suits your situation.
Think about what you’d like to discuss and what plans or questions you have. A rough overview of your income, fixed expenses and any mortgage will help us get started, but it isn’t essential for the first meeting.
Would you like specific advice during the first meeting? If so, it would be helpful if you could bring your payslip, a statement of your savings, a list of your loans, etc., or send them to us in advance.
If you’d like, we can set up your account on the client portal in advance so you can upload documents. Please let us know when you book your appointment, and we’ll create an account for you.
Yes. Even if you’re an expat, we can help you with your mortgage and other financial queries. We’ll look at how your income and circumstances factor in and which options are best suited to your situation. We have extensive experience in this area. The consultation can be in Dutch, English or Polish.
You’re welcome to visit our office on the Slinge in Rotterdam. Of course, you can also book an online appointment. Whichever suits you best. You’ll receive the same personalised attention and clear explanations.
We’re open Monday to Friday from 9.00 am to 5.00 pm and on Thursday evenings by appointment.
Yes, of course. As an entrepreneur, your annual income can vary. We’ll look at your personal and business circumstances and find out which mortgage options are best suited to your situation. You can also come to us with any questions you may have about your pension, insurance and financial future.
